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Current published record

XRP

XRP · XRP · Token

4 standards reviewed this coin. Each one reaches its own result. Nothing is averaged. Choose one to read its result.

Eligible

The official SC Malaysia asset-level reference records this asset as Shariah-compliant. HilalMarkets use-specific coverage is shown separately and does not infer unpublished SC reasoning.

Standard usedSC Malaysia SAC Digital Assets Reference v2026.07-pack.1
Decision made2020-07-20 00:00:00 UTC
Published2026-07-24 17:37:46 UTC
Evidence last checked2026-07-24 16:14:11 UTC
Evidence expires2026-07-25 00:00:00 UTC
Next source check2026-10-12 07:25:47 UTC
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What this result is

A screening result for this coin, under the one standard named above, on the date named above. It is not a universal religious ruling, and it is not approval of every way the coin can be used.

Why this result

The short reasons a reviewer recorded. The criterion-by-criterion detail is under Evidence.

  • Automatically published the exact compliant asset-level reference from Shariah Advisory Council, Securities Commission Malaysia; AI factual research remains separately labelled and does not determine the status.

What this covers

A result for the coin is not a result for everything you can do with it. Each use is decided on its own.

Asset-level SC Malaysia SAC reference Covered

Automated publication retains only the external asset-level reference and HilalMarkets spot monitoring scope. Other product uses remain separate and are not covered by this automation.

Scope: Only the exact asset-level external reference.

Based on: Reviewer-approved use decision

Checked 2026-07-24 17:37:46 UTC

Spot ownership and market monitoring Covered

Automated publication retains only the external asset-level reference and HilalMarkets spot monitoring scope. Other product uses remain separate and are not covered by this automation.

Scope: Spot monitoring only; no leverage or trade execution.

Based on: Reviewer-approved use decision

Checked 2026-07-24 17:37:46 UTC

Which coin exactly

Many coins share a ticker. A ticker on its own is never treated as proof of which coin was reviewed.

Official nameXRP
SymbolXRP
NetworkXRP
TypeToken
Identity stateVerified
Identity checkedDate not kept

Where it trades

Whether an exchange lists a coin is separate from whether it passed the review.

Binance · XRP/USDT · spot Trading now
Bybit · XRP/USDT · spot Trading now

Evidence

What the reviewer decided on each rule, and the sources behind it. Reviewer decisions and AI-organised facts are kept apart.

Rule by rule

Canonical asset identity Pass

The reviewer did not add an explanation for this rule.

Evidence: 3689f661-0a92-4170-8e26-436b853a586a · 2b7faca2-e57c-4a03-a945-f331e82e24cc · 6949cd27-d4d2-4ba3-8e97-c1be98a6a951 · 1208325f-54e9-45ab-9e09-e81c98480bd6 · ecfa1e54-71e0-43d4-ab90-42ce5b67f4c6 · 0ac2687d-998e-445b-9f08-9d449807074d · 9dee0fa8-7e67-4ea3-aea7-ef200f1ec882

Published SC Malaysia SAC reference Pass

The reviewer did not add an explanation for this rule.

Evidence: 3689f661-0a92-4170-8e26-436b853a586a · 2b7faca2-e57c-4a03-a945-f331e82e24cc · 6949cd27-d4d2-4ba3-8e97-c1be98a6a951 · 1208325f-54e9-45ab-9e09-e81c98480bd6 · ecfa1e54-71e0-43d4-ab90-42ce5b67f4c6 · 0ac2687d-998e-445b-9f08-9d449807074d · 9dee0fa8-7e67-4ea3-aea7-ef200f1ec882

Evidence completeness and freshness Pass

The reviewer did not add an explanation for this rule.

Evidence: 3689f661-0a92-4170-8e26-436b853a586a · 2b7faca2-e57c-4a03-a945-f331e82e24cc · 6949cd27-d4d2-4ba3-8e97-c1be98a6a951 · 1208325f-54e9-45ab-9e09-e81c98480bd6 · ecfa1e54-71e0-43d4-ab90-42ce5b67f4c6 · 0ac2687d-998e-445b-9f08-9d449807074d · 9dee0fa8-7e67-4ea3-aea7-ef200f1ec882

Source scope and exact asset match Pass

The reviewer did not add an explanation for this rule.

Evidence: 3689f661-0a92-4170-8e26-436b853a586a · 2b7faca2-e57c-4a03-a945-f331e82e24cc · 6949cd27-d4d2-4ba3-8e97-c1be98a6a951 · 1208325f-54e9-45ab-9e09-e81c98480bd6 · ecfa1e54-71e0-43d4-ab90-42ce5b67f4c6 · 0ac2687d-998e-445b-9f08-9d449807074d · 9dee0fa8-7e67-4ea3-aea7-ef200f1ec882

HilalMarkets use-specific factual review Pass

The reviewer did not add an explanation for this rule.

Evidence: 3689f661-0a92-4170-8e26-436b853a586a · 2b7faca2-e57c-4a03-a945-f331e82e24cc · 6949cd27-d4d2-4ba3-8e97-c1be98a6a951 · 1208325f-54e9-45ab-9e09-e81c98480bd6 · ecfa1e54-71e0-43d4-ab90-42ce5b67f4c6 · 0ac2687d-998e-445b-9f08-9d449807074d · 9dee0fa8-7e67-4ea3-aea7-ef200f1ec882

Sources

A live link can change. The saved copy and its fingerprint cannot.

Ripple official documentation Available

Official-source factual information captured for the HilalMarkets profile; it is not unpublished authority reasoning.

Official project source · taken 2026-07-24 16:13:47 UTC

Open the source

Technical details
Saved copy9dee0fa8-7e67-4ea3-aea7-ef200f1ec882
Fingerprintd07cb31f068435398959f048011895f28562dbff4ddc8b8fb304fa66f1dd9d0c
Reader versionscrapling-evidence-v1
AI readinggpt-5.4-nano:sharia-factual-dossier-v2
XRP official documentation Available

Official-source factual information captured for the HilalMarkets profile; it is not unpublished authority reasoning.

Official project source · taken 2026-07-24 16:13:45 UTC

Open the source

Technical details
Saved copy0ac2687d-998e-445b-9f08-9d449807074d
Fingerprintd07cb31f068435398959f048011895f28562dbff4ddc8b8fb304fa66f1dd9d0c
Reader versionscrapling-evidence-v1
AI readinggpt-5.4-nano:sharia-factual-dossier-v2
Ripple official website Available

Official-source factual information captured for the HilalMarkets profile; it is not unpublished authority reasoning.

Official project source · taken 2026-07-24 16:13:43 UTC

Open the source

Technical details
Saved copyecfa1e54-71e0-43d4-ab90-42ce5b67f4c6
Fingerprint924463227186f2bbfc36e292115831eeb6b6cdfe5340518d36067f6601ca47ca
Reader versionscrapling-evidence-v1
AI readinggpt-5.4-nano:sharia-factual-dossier-v2
XRP official website Available

Official-source factual information captured for the HilalMarkets profile; it is not unpublished authority reasoning.

Official project source · taken 2026-07-24 16:13:42 UTC

Open the source

Technical details
Saved copy1208325f-54e9-45ab-9e09-e81c98480bd6
Fingerprint6e83f19c370bda95523c05f8d01930131db669c575f834952d84572f5c099f32
Reader versionscrapling-evidence-v1
AI readinggpt-5.4-nano:sharia-factual-dossier-v2
SC Malaysia SAC Digital Assets Reference source for XRP Available

Official-source factual information captured for the HilalMarkets profile; it is not unpublished authority reasoning.

Official project source · taken 2026-07-24 16:13:33 UTC

Open the source

Technical details
Saved copy6949cd27-d4d2-4ba3-8e97-c1be98a6a951
Fingerprint1016e87176349353abc63ab60df987ccd06bece903205e9231463db0f5414899
Reader versionscrapling-evidence-v1
AI readinggpt-5.4-nano:sharia-factual-dossier-v2
Shariah Review Bureau source for XRP Available

Official-source factual information captured for the HilalMarkets profile; it is not unpublished authority reasoning.

Official project source · taken 2026-07-24 16:13:28 UTC

Open the source

Technical details
Saved copy2b7faca2-e57c-4a03-a945-f331e82e24cc
Fingerprint96bc5d567a861d60492ff9c40ad77b8d043660eadd09e3297f0b2a675618d2e2
Reader versionscrapling-evidence-v1
AI readinggpt-5.4-nano:sharia-factual-dossier-v2
SC Malaysia Digital Assets Available

Exact imported wording: Shariah-compliant; 234th SAC Meeting, 2020-07-20.

Securities Commission Malaysia · taken 2026-07-24 00:00:00 UTC · published 2020-07-20 00:00:00 UTC

Open the source

Technical details
Saved copy6949cd27-d4d2-4ba3-8e97-c1be98a6a951
Fingerprint1016e87176349353abc63ab60df987ccd06bece903205e9231463db0f5414899
Reader versionscrapling-evidence-v1
AI readinggpt-5.4-nano:sharia-factual-dossier-v2
Facts gathered about this coin Not a religious decision

These facts were organised by software from published sources. Software cannot approve, reject or set a Shariah status; only the reviewer above can.

Official websitehttps://ripple.com/currency/
Official documentationhttps://xrpl.org/docs
Primary activityBlockchain-powered payments and cross-border settlement (XRP Ledger ecosystem; payment/settlement framing is described on Ripple and XRPL sources).
Token role and utilityNative asset of the XRP Ledger (XRP).
Asset typenative_coin
Governance modelNo treasury/governance mechanism information is provided in the supplied official regulatory evidence.
TokenomicsNo tokenomics/backing information is provided in the supplied official regulatory evidence.
Staking and rewardsNo staking/validation-as-a-service or reward mechanism information for XRP is provided in the supplied official regulatory evidence.
Lending borrowingNo lending or yield product information is provided in the supplied official regulatory evidence.
Interest or yieldNo lending or yield product information is provided in the supplied official regulatory evidence.
Derivatives and prediction productsNo derivatives information is provided in the supplied official regulatory evidence.
Treasury and revenueNo treasury/governance mechanism information is provided in the supplied official regulatory evidence.
Backing redemption or collateralNo tokenomics/backing information is provided in the supplied official regulatory evidence.
Plain language profileBlockchain-powered payments and cross-border settlement (XRP Ledger ecosystem; payment/settlement framing is described on Ripple and XRPL sources). Native asset of the XRP Ledger (XRP).
ProvenanceHILALMARKETS_AI_ENRICHMENT_UNVERIFIED
Last evidence verification2026-07-24T16:14:11.709388+00:00
Evidence expires at2026-07-25T00:00:00+00:00
Next governance review at2026-07-25T17:37:46.963950+00:00
NoticeHilalMarkets factual research is not SC Malaysia's unpublished reasoning and is not an independent religious ruling.
Gaps in the evidence

No coin-specific Shariah rationale or conditions for XRP are published in the supplied evidence (only the status and meeting/date are shown). · No on-chain staking/validator reward specifics are provided in the supplied official regulatory evidence. · No information is provided about any XRP-related lending/yield offerings or third-party yield arrangements. · No information is provided about XRP derivatives usage (e.g., futures/options, swap structures). · No information is provided about treasury/governance arrangements attributable to XRP in the supplied official regulatory evidence. · No tokenomics/backing details are provided in the supplied official regulatory evidence.

Sources that disagree

The SC reference pack snapshot indicates 'publication_state: PENDING_ADMIN_REVIEW', while the SC 'Digital Assets' webpage snapshot explicitly lists XRP as 'Shariah-compliant'. This may reflect an internal publication workflow rather than a substantive contradiction, but the supplied evidence does not clarify which one is authoritative at the operational level.

History

Older events stay visible after newer versions replace them.

The human decision

DecisionApproved
Who decidedExternal reference automation
When2026-07-24 17:37:46 UTC
Published2026-07-24 17:37:46 UTC

Automatically published the exact compliant asset-level reference from Shariah Advisory Council, Securities Commission Malaysia; AI factual research remains separately labelled and does not determine the status.

Everything that happened

  • Status changed

    Automatically published the exact compliant asset-level reference from Shariah Advisory Council, Securities Commission Malaysia; AI factual research remains separately labelled and does not determine the status.

    2026-07-24 15:48:46 UTC · External authority reference automation · start → eligible
  • Reviewer decision

    Automatically published the exact compliant asset-level reference from Shariah Advisory Council, Securities Commission Malaysia; AI factual research remains separately labelled and does not determine the status.

    2026-07-24 17:37:46 UTC · Amr · start → approved
  • Status changed

    Automatically published the exact compliant asset-level reference from Shariah Advisory Council, Securities Commission Malaysia; AI factual research remains separately labelled and does not determine the status.

    2026-07-24 17:37:46 UTC · External authority reference automation · eligible → eligible
  • Published

    The reviewed decision was published as an immutable Passport version.

    2026-07-24 17:37:46 UTC · Hilal Markets · start → published

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